Monthly Archives: September 2016

Should I talk to the insurance company before a personal injury attorney?

Should I talk to the insurance company before I get a personal injury attorney?
Contacting The Insurance Company
After being injured in an auto accident your insurance company is supposed to be informed. There is a difference between reporting the accident to your insurance company and working to settle a claim with the insurance company of the at-fault driver. In many instances the statement that you make to your insurance company as well as statements made to other insurance companies are recorded. For this reason, it is often beneficial to seek the assistance of a personal injury attorney to immediately begin guiding you through the process of seeking payment for your injuries. Having an attorney can help to ensure that your interests are protected and that you don’t make statements that could be misconstrued and later used against you to reduce or eliminate payment of the money you are owed for the damages and injuries that you sustained in the car accident.
Who’s on your side?
You may have the impression that since you pay the insurance company they should return the favor by looking out for your best interest, however, in reality their number one goal of Insurance companies is to make a profit while paying out as little benefits as legally possible. From day one the insurance company is going to be looking for information that may harmful to your claim or for a possible reason to deny or decrease the pay-out on your claim.

The expenses of being injured in a car accident can really add up. Medical care from an emergency room, urgent care, specialists, or physical therapy clinic, while potentially losing time with your family or your job can really take a toll on you mentally and […]

Things to know before a divorce

Things to know before a divorce
Planning for a Divorce
It’s that time of year again, the time in between summer and the holidays when commonly more people decide to start divorce proceedings. You may have been considering going forward with a divorce for a while but you have been waiting for the “right time”.  No matter when or why you decide to get a divorce it can be a difficult period to go through. The more prepared you are for this the better. A divorce is not something you want to approach blindly but instead you should do your homework on the subject. We’ve comprised some advice that may help you once you have decided you want a divorce.
Your Assets
Your first inclination may be to immediately hoard any financial assets in preparation of dropping the big news to your spouse. Being smart with your money is different than hiding your assets. Do not hide money since it will be found during the divorce and it will cause you to appear dishonest. If you feel as though there is a real concern for losing financial assets, than you should speak to a divorce attorney who will guide you on the preservation of assets before proceeding with the divorce.

The Wall Street Journal advises that you should keep track of all assets, income, debt, and living expenses. Make hard copies of any investments, bank accounts, pay stubs, art or jewelry appraisals, or any debts you as a couple may owe. Switch any of your bank, credit card, or any other accounts over to electronic statements to stop your spouse from being to keep track of your personal finances.
Keep track of credit.
Keeping track of your credit score will not […]

By |September 13th, 2016|Divorce|0 Comments|